After assisting a doctor with his health insurance, I received a call from his accountant the following day.  This accountant had group coverage for all 7 of his employees.  This coverage was from one of the largest insurance carriers here in south Florida.  After sitting down with him for an intial 15 minutes, I was able to come up with a proposal for him.  This proposal, once implemented, saved him over $36,000 / year.  Saving his company close to 40% off of his premium.

This company was working with a broker out of the state of Washington.  Originally from South Florida, however, once he moved, it was virtually impossible for him to provide the face-to-face contact that is needed in order to give the tender loving care each group should be receiving.  The first year, we moved this company to an insurance carrier that saved them almost $9,000 per year.  Unfortunately, after that initial carrier increased their rates by almost 48%, we were forced to move to another carrier.  Not only did we do this without any issues, we managed to save an additional $6,000 per year.